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Bank Fee / Late Fee Calculator
Calculate late payment fees, penalties, and interest charges for credit cards, loans, overdrafts, and cheque bounces.
Total Charges
₹3,065.00
Charges Breakdown
Late Payment Fee₹1,000.00
Interest (3.5% p.m.)₹1,750.00
GST on Interest (18%)₹315.00
Total₹3,065.00
Tips to Avoid Late Fees
- • Set up auto-pay for minimum due amount
- • Use payment reminders on your phone
- • Pay credit card bills 2-3 days before due date
- • Maintain sufficient balance for EMI debits
- • Contact bank immediately if you anticipate delays
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How to Use
- Select the type of fee you want to calculate.
- Enter the relevant amounts (outstanding, minimum due, etc.).
- Specify the number of days late or overdue.
- View the calculated fees, interest, and total charges.